What Herbert Wigwe Taught Me About Character Beyond 2027 Manifestos
While I was a middle-management staff member at Access Bank, I pursued a major transaction involving a customer with large federal government contracts. The deal promised billions in deposits and substantial fee income, and the customer needed a bank guarantee. After the transaction received provisional approval, Herbert Wigwe asked to meet the customer personally before an offer letter was issued. During the meeting, he focused less on technical details and more on the customer’s business history, relationships and conduct. On our return to Lagos, he declined the deal. He told me that in banking, a customer’s willingness to repay can matter more than their ability to repay. Another bank later took the transaction, but the customer diverted proceeds and the deal collapsed. That lesson applies to the 2027 election. Manifestos are necessary, but they do not reveal a candidate’s character. Beyond reviewing promises on paper, we should examine each candidate’s record, conduct and how they handled past responsibilities.
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