7 Best Crypto Apps for Nigerians in 2026
If you were trading crypto in Nigeria five or six years ago, you know how risky it was. Everyone had to rely on a “guy” to avoid scams, and many lost real money to P2P fraud. Fast forward to 2026, the SEC’s VASP licensing has forced major platforms to enforce proper KYC, bank integration and compliance. The non-compliant services have either vanished or become too risky to trust. Here are the seven apps I recommend this year: Breet: Ideal for freelancers and businesses. Receive crypto, get naira directly with no hidden fees. Luno: Simple wallet for beginners and long-term Bitcoin or Ethereum holders. Busha: Fintech-style exchange with local currency savings and asset-backed loans. Monica: Nigerian-focused app with seamless naira conversions and strong compliance. Bitget: Advanced spot and derivatives trading for experienced traders. Kraken: Top-tier security and support, best for moving large sums. ZendWallet: Instant asset swaps with no order books to learn. My top tip: always use apps that settle directly with your bank. Avoid P2P deals—one bad transaction can freeze your account and become a nightmare to resolve.
Use The App To Win ₦1m
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