I'm Drowning in Loans This Year — Help a Teacher
Good evening, NaijaWorlders. I’ve taken so many loans this year that I’m completely overwhelmed. It began in February when my January salary never arrived. I borrowed to cover basics and paid back once I was paid. Before Easter, things got worse. No salary, no bonus at my school, so I turned to credit apps again. Their interest rates are high, but I struggled to repay. Now I have new loans due on July 4th across my bank and Palmpay. I even reborrowed to help someone send money to her elderly mother. I’ve starved myself to meet repayments and still worry about tomorrow’s meals. I feel trapped. Once I clear these debts, I plan to save instead of continuing to teach.
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